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The 10-year Treasury hit its highest yield since 2002 this month, and the Fed has started hiking again. What five-percent yields do to the bonds, stocks, and cash in a portfolio.
Read the insight →Your portfolio takes on a new job when the paycheck stops. The income gap, the first withdrawals, and the market path that can change the result.
Markets spent the first half of 2026 priced for rate cuts. In three weeks, an oil shock quietly deleted that assumption. The index barely moved; the assumptions underneath it moved a lot. Here's how an adaptive portfolio reads the repricing.
A handful of names now drive most of the index's return. That's not diversification. It's a concentrated bet wearing a passive label. Here's how an adaptive portfolio reads breadth.
The 60/40 portfolio worked for forty years because of two specific assumptions about the world. Both quietly stopped holding. Here's what regime-based investing replaces it with.