Your entire financial life. One plan.
Not a document — an engine. Retirement income, taxes, Social Security,
estate, and your portfolio, computed together —
and recomputed the moment life changes.
Generic plans stop at "you're on track." Yours computes the dates, dollars, and decisions — the parts that actually change what you do next.
Not "around 73" — the exact first year for each spouse, the projected dollar amount, and whether a rollover this year has to leave a distribution behind.
Which bracket to fill, in which years, with pre-Medicare years automatically held below the ACA subsidy cliff — where one extra dollar can forfeit a year of premium credits.
Social Security survivor rules, pension elections, and the single-filer tax brackets that arrive exactly when income drops. Computed, not hand-waved.
Washington estate-tax exposure priced on your estate today and at life expectancy — including an honest "no trust needed" when that's the answer.
A target mix derived from your whole plan — then placed into your actual accounts, in dollars: which account holds the bonds, where growth belongs, and why.
The conversion schedule knows your subsidy cliff. The estate math knows your conversions. The allocation knows the survivor's brackets. That integration is the edge.
A sample Stock Pro Plan for a fictitious household, generated by the same engine that builds yours. Page one is the picture; page two is the mechanics — dates, schedules, and the survivor and estate math most plans never show.
Most financial plans are documents: accurate the week they're printed, stale by the quarter, and blind to how their own pieces interact. A Roth conversion that looks smart in a tax chapter can quietly cost a year of healthcare subsidies in the chapter nobody cross-referenced.
The Stock Pro Plan is software, not stationery. When a balance changes, a pension election gets confirmed, or a birthday passes a threshold, everything downstream re-derives — the schedules, the exposure, the map. Your plan in the client portal is alive; the PDF is just its photograph.
And it doesn't care how old you are. At 45 it's a savings-and-bracket problem. At 60 it's a bridge-years problem. At 72 it's an RMD-and-estate problem. Same engine, different waypoints — it shows the road from wherever you're standing.
A guided questionnaire — accounts, income, home, family. Most households finish in about fifteen minutes. Missing details don't block you; the plan flags what it still needs.
Thousands of market simulations, your tax brackets, your dates. You get your own portal login and the two-page plan — with every recommendation explained in plain English.
You can choose to discuss your plan with a Stock Pro advisor. Starting your free plan does not establish an advisory relationship. Your plan remains available in the portal.
Start with your name and email to receive a secure link. Complete the questionnaire at your pace and bring your retirement income, taxes and investments into one view.